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Head-to-Head Comparison

FTMO vs Instant Funding 2026

Side-by-side vibe check of FTMO and Instant Funding on 16+ metrics — profit split, payouts, drawdown, rules. No cap, no sponsored picks.

FTMO

FTMO

Green✅ Solid

Profit Split

—

Max Account

—

Payout Speed

—

From

—

Instant Funding

Instant Funding

Green✅ Solid

Profit Split

—

Max Account

—

Payout Speed

—

From

—

FTMO wins the most categories

FTMO
Instant Funding
= category winner

Geek Flag

FTMOGreen
Instant FundingGreen

Geek Verdict

FTMO✅ Solid
Instant Funding✅ Solid

Rating

FTMO
0
Instant Funding
0

Reviews

FTMO
0
Instant Funding
0

Profit Split

FTMO
—
Instant Funding
—

Max Account

FTMO
—
Instant Funding
—

Payout Speed

FTMO
—
Instant Funding
—

Min Challenge Fee

FTMO
—
Instant Funding
—

Max Drawdown

FTMO
10%
Instant Funding
10%

Daily Drawdown

FTMO5%
Instant Funding—

Drawdown Type

FTMOStatic
Instant Fundingtrailing

Profit Target

FTMO10%
Instant Funding—

Trading Period

FTMOUnlimited
Instant FundingUnlimited

Platforms

FTMO
Instant Funding

Instruments

FTMO
Instant Funding

Scaling Plan

FTMO
Instant Funding

Free Retry

FTMO
Instant Funding

FTMO vs Instant Funding: Quick Take

Both FTMO and Instant Funding run prop firm challenges, but they differ on the stuff that actually matters. FTMO offers a — profit split with — payouts, while Instant Funding sits at — with — payouts. Max account size runs up to — for FTMO and — for Instant Funding. Drawdown type is Static vs trailing.

Need the full breakdown? Check the FTMO review or the Instant Funding review. Or go wild and build your own comparison.